It is not so surprising that almost all companies here in the Philippines provide health card for their employees. Getting help from this kind of institution when someone gets ill is really needed, for the fact that medical emergencies really drain out our pockets. Also, when someone is ill, they are not as productive as they usually were.
Although most big companies have health cards, not very many of Filipino SMEs provide healthcards for their workers. By definition, SMEs are those small-scale enterprises under micro, small and medium sized employment and asset. This means that they would need to rely on the productivity of their workers as well as their health.
One good reason for this SMEs not to avail health cards from HMOs is that it may not be available to them because of the number of employees they have.
Here's the good news for them..
Maxicare introduced a group plan specifically for SMEs last year. If your business has at least 5 employees, you may already apply for a group account. The best thing is that it covers pre-existing conditions.
Maxicare also takes care of individuals and families who do not belong to any group with employee-employer relationship.
With Maxicare, there is no need to clear out all your savings for a medical emergency.
All you need is a card.
